On Friday, April 21, the Governor of Telangana, Dr Tamilisai Soundararajan, inaugurated a two-day Summit on Health Insurance Vision 2030 Quality & Affordable Health For All at the Federation House in Red Hills. Organized by the Health Committee of The Federation of Telangana Chambers of Commerce and Industry (FTCCI), this is the first national summit involving all stakeholders with a focus on "Patient First."
The objective of the summit is to develop innovative patient-centric health insurance schemes and products to improve accessibility, assure affordable and cost-effective insurance products, and build awareness of existing health insurance schemes. Additionally, the summit aims to further increase health insurance penetration in Telangana to achieve universal health coverage (UHC) on a Public-Private Partnership (PPP) mode, understand and find solutions to overcome the challenges in the health insurance sector, and address the existing Patient Complaint Redressal System.
During the summit, the Governor emphasized the importance of health insurance, stating that it is a fundamental right and must be accessible to everyone. She pointed out that, despite living in an advanced society, we still see children being born with deformities. Medical facilities must reach everyone, and people must have access to a master check-up either a day before or after every birthday celebration.
The summit also highlighted the work of the Insurance Regulatory and Development Authority (IRDA) in increasing insurance penetration in the country. Ms SN Rajeshwari, Member Distribution, IRDA, stated that the regulator is working on simplifying the process, leveraging technology, and working on a robust grievances cell with a customer service-centric approach. Additionally, the regulator is encouraging insurers to offer discounts and incentives to increase the penetration of insurance in India.
The pandemic has underscored the importance of health insurance, and the summit aimed to increase awareness of health insurance in India. It is encouraging to note that the awareness of health insurance has increased, and insurers have settled millions of claims worth billions of rupees. As Ms SN Rajeshwari noted, "Insurance is directly linked to the growth of the economy."
In conclusion, the Health Insurance Vision 2030 Summit emphasized the importance of health insurance in achieving universal health coverage and ensuring that medical facilities reach everyone. It is heartening to see that regulators and insurers are working to increase insurance penetration in India and that awareness of health insurance is increasing. As the Governor noted, "Health Insurance saves lives. It cannot be considered a burden or expenditure." We must continue to work towards making health insurance accessible to all and ensuring that everyone has access to quality and affordable healthcare.
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